Smarter loans fit for you.

Product Details

I want to buy a fixer-upper, foreclosure or distressed home.

I want to buy a fixer-upper, foreclosure or distressed home.

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Go Streamline.

The 203k loan offers all the flexibility and low down payment of an Federal Housing Administration (FHA) loan with additional funds for improvements. Finance up to $35,000 towards cosmetic repairs. This loan is great for distressed, REO, and aged properties that need a little work.

Loan Features

  • Up to 96.5% financing available
  • Up to $35,000 for cosmetic improvements
  • Purchase and Refinance transactions

  • Great for distressed or aged properties
  • Requires a 640 FICO

All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions.

More Options

  • Home Loan Guide

    Home Loan Guide

    Questions about the home buying process? Our Home Loan Guide gives you the answers you need to make smart decisions when choosing a loan.

  • We stand behind our loans.

    We stand behind our loans. "We're some of the friendliest people in the mortgage industry and we have advantages other lenders can't compare to." -CEO, Mary Ann McGarry

    • Local In-House Processing, Underwriting and Funding
    • Established partnerships with the nations top lenders
    • We've been serving the community for over 50 years