I don't have a large down payment, and have concerns about my credit.
We have an FHA for you.
The Federal Housing Administration (FHA) offers low down payment options for financing a primary residence. The flexible guidelines and lower credit requirements helps many people become new homeowners every year.
- Up to 96.5% financing available
Credit scores as low as 580 FICO
Manufactured home financing (requires 640 FICO)
Gift funds for down payment allowed
- Non-Traditional credit allowed
All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions.
Home Loan Guide
Questions about the home buying process? Our Home Loan Guide gives you the answers you need to make smart decisions when choosing a loan.
We stand behind our loans.
"We're some of the friendliest people in the mortgage industry and we have advantages other lenders can't compare to." -CEO, Mary Ann McGarry
- Local In-House Processing, Underwriting and Funding
- Established partnerships with the nations top lenders
- We've been serving the community for over 50 years