Smarter loans fit for you.

Product Details

I have an existing FHA mortgage, and would like to reduce my rate.

I have an existing FHA mortgage, and would like to reduce my rate.

View All Products & Services

Refinance your FHA.

The Federal Housing Administration (FHA) offers low down payment options for financing a primary residence. The flexible guidelines and lower credit requirements helps many people become new homeowners every year.

Loan Features

  • Manufactured home financing (requires 640 FICO)

  • No appraisal required for existing FHA loans

  • Credit scores as low as 600 FICO in most states.  (CO, TN, TX, and UT require a 620 FICO)

  • Non-Traditional credit allowed

All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions.

More Options

  • Home Loan Guide

    Home Loan Guide

    Questions about the home buying process? Our Home Loan Guide gives you the answers you need to make smart decisions when choosing a loan.

  • We stand behind our loans.

    We stand behind our loans. "We're some of the friendliest people in the mortgage industry and we have advantages other lenders can't compare to." -CEO, Mary Ann McGarry

    • Local In-House Processing, Underwriting and Funding
    • Established partnerships with the nations top lenders
    • We've been serving the community for over 50 years