I am a first-time home buyer and would like to see if federal income tax credits are available.
Get more from your taxes.
The mortgage credit certificate (MCC) program allows qualified borrowers to get a federal income tax credit of up to 20% of the mortgage interest that they pay annually!
Home buyers can receive a federal income tax credit of up to 20% of the mortgage interest that they pay for the Life of the loan (varies by state)
- The MCC may be transferable upon refinance
- The reduction in tax liability can be used to help home buyers qualify for more home
- Income restrictions apply
- Must be a first time home buyer
- Must be purchasing a primary residence
Subject to state and county limitations
All loans are subject to underwriter final approval, terms and conditions may apply. Subject to change without notice. Always consult an Accountant or Tax Advisor for full eligibility requirements on tax deductions.
Home Loan Guide
Questions about the home buying process? Our Home Loan Guide gives you the answers you need to make smart decisions when choosing a loan.
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