A payment received more than 15 days after the due date may incur
a late charge. The late charge amount is based on a percentage (stated
on your mortgage, deed of trust or note) of your monthly payment.
If your current or future payment(s) will be late, please
contact a loan counselor today to discuss your options.
Loan Counseling Department
M-F 7:30 a.m. to 5:00 p.m. PT
Guild Mortgage Company provides information about available
options for our borrowers who may be experiencing financial hardship.
The right option for your situation may be a:
If you are having problems getting the homeowner assistance that you need on your existing
loan, you have the option of contacting us by phone or in writing.
If you wish to speak with us, contact us via toll free at 1-800-365-4441
for general assistance on your existing loan or 1-800-365-4884 for our
Loan Counseling Department.
If you prefer to contact us in writing, including Notices of Error, Requests for Information,
and Qualified Written Requests, please mail those requests to the following address:
Guild Mortgage Company c/o Quality Assurance Department â Borrower Escalations
5898 Copley Dr., 4th Floor
San Diego, CA 92111
We will send you an acknowledgement letter within 5 business days, and, in most cases, within
30 business days will correct the error or provide the information requested or provide you with
an explanation of why Guild believes that no error occurred or why the requested information
cannot be provided. You may request copies of any documents or information that Guild relied
on when it determines that no error occurred.
If your loan is owned by Fannie Mae, we will send you a letter acknowledging your inquiry
within 3 business days of receipt and make every effort to identify a resolution within 15 days.
In some cases, we will need additional time to address your concerns and will require up to
30 days to identify a resolution. We will send you a letter within 5 business days of
determining a resolution that addresses your concerns.