Baxter S. Scruggs

Baxter S.

Thank you for visiting my webpage. My goal is to give you options and help you navigate the paperwork intensive process that is the mortgage industry. Please feel free to contact me for any type of loan information or even for any real estate related question.


About Me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of overregulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant Nick Silveira at 858-457-6800 ext. 215 or email For pre-approvals, you may call my assistant Tyler Bolaski at 951-775-7270 or email

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Baxter Scruggs


Nicholas Silveira - Licensed Loan Officer
NMLS #229456
Focuses on meeting deadlines and coaching our clients to the finish line of home purchasing and refinancing. One of my biggest strengths is problem solving, and in a real estate market with different needs and personal situations. I excel at finding solutions to our clients biggest problems. I am easily accessible to answer any of our clients questions or requests for status on their current mortgage.


Tyler Bolaski - Licensed Loan Officer Assistant
NMLS #1396825
Handles all leads and pre-approvals for clients to qualify for loans. One of my biggest strengths is getting back to clients in a timely manner. I am here as a resource to answer your mortgage questions.


Licensing Information

NMLS ID# 156370

I am authorized to conduct business in California state.
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

Branch Information

Guild Mortgage Company Branch in San Diego, California
Guild Mortgage Company Branch in San Diego, California

5075 Shoreham Place

Suite 260

San Diego, CA 92122

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Branch NMLS ID - 156359. We are licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

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