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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
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Understanding the mortgage loan process

By Mary Ann McGarry | Chief Executive Officer|October 5th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

Understanding the mortgage loan process If you’re considering buying a home, your loan officer will pair you with the right home loan for your situation. [...]

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  • A kitchen

Rent-to-own homes: The pros and cons

By Guild Mortgage|September 23rd, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

Rent-to-own homes: The pros and cons Signing a rent-to-own home contract includes either an option or a requirement to buy, usually within three years. Typically, [...]

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  • A man and woman looking at a laptop

How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties

By Guild Mortgage|September 23rd, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, Homebuyer, mortgage, refinance|

How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties While your real estate [...]

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  • A living room

Home inspection checklist for buyers: FHA and VA loan guidelines

By Guild Mortgage|September 16th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, Homebuyer, mortgage, refinance|

Home inspection checklist for buyers: FHA and VA loan guidelines An appraisal is essential in the homebuying process because it determines the fair market value [...]

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  • A mother playing tag with her two kids

What single moms should know about first-time homebuyer grants

By Guild Mortgage|September 16th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

What single moms should know about first-time homebuyer grants If you’re a single mom, homeownership can be within reach. Even as housing costs climb, the [...]

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  • A couple smiling surrounded by moving boxes

We put you first

By Guild Mortgage|August 30th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, homebuyers, mortgage|

We put you first We take our work seriously because it matters to your future. Earning the J.D. Power award for “Highest in Customer Satisfaction [...]

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  • A couple talking with a loan officer

Wherever life takes you, we’re with you

By Guild Mortgage|August 30th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, Homebuyer, mortgage|

Wherever life takes you, we’re with you “Guild Mortgage is about helping people get into their homes and stay in their homes, no matter what [...]

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  • Home aligned next to each other

Your loan should fit your life

By Guild Mortgage|August 17th, 2022|Categories: Guild Blog, Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, Homebuyer, homebuyers, mortgage, products|

Your loan should fit your life It’s that simple. A mortgage properly tailored to your needs is an instrument that enables a [...]

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  • A couple talking to a loan officer

With you at every step of the homebuying process

By Guild Mortgage|August 10th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

With you at every step of the homebuying process Starting your homebuying journey? Let us mind the details. We’ll own the process [...]

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  • A couple dancing in their living room surrounded by moving boxes

How to relocate to another state: tips for a smooth move

By Guild Mortgage|June 20th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, Homebuyer, mortgage|

How to relocate to another state: tips for a smooth move Whether you’re an empty nester looking to downsize to a warmer climate [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
      • Builders
      • Real estate agents
      • Title agents
      • Correspondent
    • News
      • Press releases
      • Financial press releases
      • Guild in the news
      • Press resources
    • Investor relations
    • Mortgage blog
    • Find a loan officer
  • Help center
    • Payment questions
    • Hardship assistance
    • Loan payoffs
    • Mortgage FAQs
    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
    • Mortgage blog
    • Find a loan officer
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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