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  • Someone's office space with their laptop on guildmortgage.com.

How much mortgage can I afford with my salary?

By Guild Mortgage|March 23rd, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage|

How much mortgage can I afford with my salary? Are you consistent with your rent payments? Do you have job security? Have you built [...]

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  • Woman on laptop.

Homebuyer education courses: VA, HUD, and more

By Guild Mortgage|March 16th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage, veterans|

Homebuyer education courses: VA, HUD, and more If you’re ready to make the leap from renting to owning your own home, homebuyer education courses [...]

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  • Woman on Guildmortgage.com.

First-time homebuyer grants and down payment assistance

By Guild Mortgage|March 14th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage, veterans|

First-time homebuyer grants and down payment assistance With homebuyer grants and down payment assistance (DPA) programs, you could be a homeowner sooner than [...]

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  • Man and woman talking to a construction worker.

An introduction to accessory dwelling units (ADU)

By Guild Mortgage|February 18th, 2022|Categories: Guild Blog|Tags: customer education, first time homebuyer, Homebuyer, mortgage, products, property taxes|

An introduction to accessory dwelling units (ADU) More homeowners across the country are choosing to add accessory dwelling units, or ADUs, to their [...]

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  • Couple looking at photos of properties in the window of a realtor's office

Watch out for these three problematic property types

By Guild Mortgage|March 19th, 2020|Categories: Guild Blog|

Watch out for these three problematic property types When shopping on a budget, discount homes may be tempting, but if you’re not careful [...]

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  • Couple discussing loan options with a mortgage professional

What is a temporary buydown and when does it make sense to get one?

By Guild Mortgage|March 12th, 2020|Categories: Guild Blog|

What is a temporary buydown and when does it make sense to get one? Temporary buydowns are best for those who need to [...]

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  • Young woman using laptop on couch

How to buy a home if you have student loan debt?

By Guild Mortgage|March 5th, 2020|Categories: Guild Blog|

How to buy a home if you have student loan debt? Homebuyers are waiting until their mid-thirties to take the plunge into homeownership. The [...]

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  • Couple drafting letter together on laptop

How to write a winning real estate offer letter

By Guild Mortgage|February 28th, 2020|Categories: Guild Blog|

How to write a winning real estate offer letter If you’re thinking of buying a home in a competitive market, your real estate agent [...]

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  • Family going over loan terms with loan officer

What is mortgage insurance?

By Guild Mortgage|February 27th, 2020|Categories: Guild Blog|

What is mortgage insurance? Mortgage insurance covers costs lost by the lender in case the borrower defaults. If you put less than 20% down, [...]

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  • Young woman making notes on personal finances from laptop

Resources and Tools for First-Time Homebuyers: 10 Considerations

By Guild Mortgage|February 24th, 2020|Categories: Guild Blog|Tags: first time homebuyer, homebuyers, loan process, mortgage, products|

Resources and Tools for First-Time Homebuyers: 10 Considerations When you’re buying your first home, where do you go to find information, advice and tools to [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
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      • Real estate agents
      • Title agents
      • Correspondent
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    • Find a loan officer
  • Help center
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    • Hardship assistance
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    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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