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Denise Norman

Denise Norman

Loan Officer

9003 Airport Freeway, Suite G250, N Richland Hill, TX 76180
Own what matters
Own what matters

About Me

I absolutely love what I do! I was a previous educator for 10 years, teaching at the high school level. Both jobs are equally rewarding; however, helping people with homeownership is the best feeling ever.

On a personal level, family is very important to me. My greatest successes are my two children. In my spare time, I love spending time with my family, traveling, running, scuba diving, reading and sky diving.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.8 out of 5.0 stars
4.8
William
Mar 18, 2024
Verified

Denise is a true professional and expert in her field.
Michelle
Mar 07, 2024
Verified

I'm certain everyone has heard the saying, "Teamwork makes the dream work" which most certainly describes Denise Norman and her team. Everyone was so very responsive throughout the process, which makes for a seamless and pleasant closing experience for everyone. From a title company standpoint, I wish all lenders were this efficient. Great Job! Alamo Title Company/Weatherford Michelle Worthington
Blaine
Jan 30, 2024
Verified

I have worked with Denise and her team on countless transactions and it is truly a pleasure working with them each time. I never have to worry about anything and they keep me in the loop at each step!!
Davidson
Jan 18, 2024
Verified

I was a first time home buyer at the age of 42. My financial past was a roller coaster. When my wife and I decided to look into buying a home I first started with Lending Tree. I had about a dozen people call me about a home loan. Each one of them wanted to discuss what I had on hand for a down payment out of the gate. The conversation could move forward unless I told them a number. At this point I just wanted information and to see if I’d even get pre approved. Oh a whim i decided to look at a few home and the agent showing them gave me Denise Norman’s phone number. I called Denise and told her I was just wanting to get an idea if buying a home was in the cards for me. She had me fill out some information and got back to me with in a day saying I was pre qualified. THEN she walked me through the down payment process. She was beyond helpful and unlike the other people from Lending tree. She didn’t pass me over because I didn’t have a huge, cash on hand, down payment. She told me exactly what I needed to do and how much. She also has the patience of a saint. I probably sent her 8 or 9 homes over the course of 3 months and she ran numbers on all of them. I greatly appreciate her time and her advice throughout the whole process.
Kimberly
Apr 11, 2024
Verified

Denise did a fantastic job at communicating rates and options to us. I felt she worked very hard to find the mortgage that best fit our needs.

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Awards

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Causes I'm
passionate about

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NMLS ID #1454850
I am authorized to do business in the state of Texas.