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Janene Towner Chernoff
Sales Manager NMLS# 287633
About Me
With over 35 years in the mortgage business I have the knowledge and expertise to assist you with your home loan financing. Whether it's your first home purchase or a refinance, I am honored to help you qualify for the best home loan that meets your needs. Guild Mortgage and my team provide quick, stellar service to make the loan process easy. Thank you for your interest in Guild Mortgage Company.
Morgan Hill resident since 1988
Accredited Mortgage Professional - Mortgage Bankers Association 2006
Leadership Morgan Hill Graduate 2009
Active member of Rotary Club of Morgan Hill since 2010
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
It was a lot but Janene made the experience easy and we learned so much. She answered every question and responded everytime I needed her. Amazing job!
It was a quick easy process, the guild team made sure we understood everything and if we didn’t, it was explained to us. Our team worked quickly and efficiently.
Janene's communication and quick responses
I couldn't imagine better service for our unique situation. Thanks for everything you did for us, Janene!
Janene is the most knowledgeable, professional, patient and KIND lender I've worked with in my 10 years in the business. She is wonderful with first time home buyers all the way to savvy investors. Janene can do it all including the fact that she has done my own home mortgage! Truly a trusted colleague and my go-to recommendation for home buyers.
Everyone was great at communicating next steps and keeping us in the loop. We were never in the dark about what was going on.
