I am a native Californian, born and raised in the San Jose/Bay Area other than the last few years of high school were in Ukiah, graduating in 1981.  I returned to the Bay Area and graduated from SJSU in 1992.  After spending 10 years in retail, I entered the mortgage industry in late 1991 and the rest is history.   I had found a place where I can make a difference and a path that provides a continued opportunity to learn and grow. With many different jobs and titles in the mortgage industry, I can say I still love every minute of it.

When I am not helping others obtain their dream of homeownership, I am out golfing or rolling the bowling ball, doing some seasonal gardening or making some fixes around the house.  My wife and I have been married since 1994 and have three children we adopted.  We also foster cats and dogs, working to find them great homes.  I always say “everything in our house is either under foster care or adopted.”