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Tom Russell
Loan Officer NMLS# 489545
About Me
Welcome! With over 30 years of real estate finance experience former CFO of Coldwell Banker in Portland Metro and having served on the OR-SW WA Financial Planning Association Board of Directors for 7 years I will help you make a well-informed decision whether a Retirement Mortgage can help you enjoy a better retirement. I understand the pressures of inflation fluctuating markets and mortgage payments can have on a fixed income budget as you prepare for or may be currently experiencing in retirement. I have a passion for serving our senior 62+ community by helping them navigate their retirement cash flow objectives. For qualified seniors a Retirement Mortgage the most common which is the Home Equity Conversion Mortgage (HECM) is a way to turn a portion of the equity in your home into cash without having to make monthly mortgage payments. Of course you are still responsible for taxes insurance and maintenance on your home as any homeowner would be.Benefits No monthly mortgage payments Line of Credit with built-in growth feature on unused fundsIncreased discretionary cash flow You can sell your home at any timeIncrease purchasing power using an HECM to purchase a primary residence Delay Social SecurityBridge the Medicare Gap I also teach continuing education classes on the HECM for Purchase (H4P) product to realtors in Oregon.Please contact me for a no-obligation consultation.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
Testimonials
I have only had positive experiences with Chad Krober and Academy Mortgage. From customer service to problem solving, Chad has been at the forefront of the industry for a long time, and it shows! I know that every client I send Chad's way is in good hands.
Tom Russell with Academy Mortgage was very pleasant to work with and helped us every step of the way with our mother’s reverse mortgage. We enjoyed open communications via email, text and phone and Tom even came to our home to answer our many questions. He is a wealth of information! We would not hesitate to recommend Tom and Academy Mortgage to anyone.
Tom was so easy to work with! He was very professional and stayed on top of every detail. Applying for a reverse mortgage was a new experience for us and Tom was accessible every step of the way to answer our many questions. He met with us in our home and we were able to contact him via text, phone and email at any time. It was a very pleasant experience for us and we wholeheartedly recommend him!
Personal attention to detail and our questions were thoughtfully answered. Tom has good timely communication skills.
We had a wonderful experience here at Academy Mortgage with our loan officer, Josh. He was accessible and knowledgeable on all our questions. He worked with our broker to make our loan process as smooth as possible. We closed on our home in less than three weeks due to Josh’s initiative and proactiveness. Highly recommend!!
Our loan officer, Rex, was great. He always quickly responded via text or email to any of our questions or concerns. Academy and Rex did a great job at helping us know where we were at throughout the whole confusing and intimidating home-buying process.
