At this time of year, we reflect on what matters most. We think about home and what it means. At Guild, we think about varied loan products, personal customer service and continuing support… I think about home as a place where families gather and where traditions are started and followed. Home is more than the lot or the buildings or furnishings. Home includes the memories shared and everything that is most important to us. I’m proud to be in the business of helping make home a possibility now and in the future.