Mr. Kulbe joined Guild Mortgage in May 2008 through the company’s acquisition of Liberty Financial and held roles of increasing responsibility prior to becoming the leader of the newly created Colorado region in January of 2016. A Colorado native, Kulbe has been in the mortgage industry since 2001 and a President’s Club member of Guild since 2008. His expertise, experience, and reputation among clients and referral partners have led him to become one of the top mortgage loan producers in the nation. He is excited to grow Guild’s presence in the Centennial State. In his spare time, he enjoys all the natural beauty that Colorado has to offer with his wife and three daughters.