Second mortgages

Our home equity loan gives you more options!

Achieve your financial goals sooner than later. Whether it’s time to finally glam up that kitchen, or you’re ready to pay off debt, our loan program gives you access to your home’s equity.

Benefits

  • Fixed interest rate closed end second (Home Equity Loan)
  • Funds can be used for down payment or as cash-out option for access to equity
  • Can be a standalone second or a combo loan
  • One-time distribution of loan amount
Product Detail - Rural House | Guild Mortgage

This is a great alternative to refinancing your low interest rate first-mortgage. If you’re looking to renovate your home or backyard, pay off debt or lower your monthly mortgage payment, this loan offers the flexibility to reach your goals.

Program Details

  • Loan amounts ranging from $20k to $500k
  • Credit scores as low as 680
  • Purchase, Rate and Term and cash-out fixed-rate options available
  • Primary and secondary homes are eligible

This program is not available in the states of Indiana, Kentucky, and Virginia.

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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Home Loan Guide

Questions about the home buying process? Our Home Loan Guide has the answers you need to make smart decisions. Learn More

We stand behind our loans

Mary Ann McGarry "We can help you find solutions, with a personal touch.” - CEO, Mary Ann McGarry
  • Real people at your side to make the complex loan process simple
  • Hundreds of products and programs, especially for first-time homebuyers
  • Fast, responsive, in-house loan operations to get you funded on time
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