We’re ready for 2017. There’s been a lot of talk about the presidential election and how it may alter conditions for the housing market. At Guild, we’re preparing for what changes a new administration and a new year may bring. We’re poised for continued success through our focus on the purchase market. We’re preparing for better jumbo loan offerings, more options for borrowers wanting to remodel or make energy improvements, and offerings for people affected by natural disasters. We also continue to transform the way we operate to improve customer service and close loans faster. We’re improving property inspection waivers, condo approvals, jumbo processing and automated verifications. We look forward to 2017 and whatever changes lie ahead.