We help make dreams come true. That’s why I love mortgage lending so much. As we approach the 4th of July, I think about the American Dream and what it means to us and our customers. The American Dream means the freedom to choose how and where we live. For many Americans, that includes home ownership. We realize that buying a new home or refinancing is more than just a financial transaction. It’s an emotional experience. And, for many of us, it’s a milestone; truly a dream come true. Our customers’ individual hopes and dreams matter to us. On this 4th of July, I’m thankful to our military for protecting our freedom, to our loan officers for helping so many people realize their dreams, and to our customers for choosing us to join them. Happy 4th of July!