As the 2016 Summer Olympics begin, I’m thinking of competition, the many ways athletes compete and how their experiences relate to the rest of the world. Competition. It’s not just about winning, but about hard work, dedication and drive. For athletes, competition pushes people to perform their best and reflects countless hours of practice, dedication to following rigid diet and sleeping schedules, motivation to go the extra mile and a representation of country and of home. It’s not much different for mortgage lending. Our loan officers push each other to perform their best and winning reflects improving services, dedication to getting people into homes, doing what’s right and representing and advocating for our customers. So, when I say I want to be the best mortgage lender, I’m talking not just talking about being the best, but also about the qualitative meaning of winning, and I’m confident about Guild’s ability to be a successful competitor.