Building community since 1960
For over 60 years, Guild Mortgage has partnered with builders and worked toward a common goal—to make homebuyers happy.
We got our start as an exclusive lender for American Housing Guild and we’re proud of our builder roots. No other mortgage lender has our stability, experience and uncompromising focus on customer service.
We’ve got your back
We’re an entrepreneurial company that has steadily grown to be one of the nation’s leading independent mortgage providers. We got here by focusing on our strengths: We’re thorough. We’re nimble. And we’re here to serve.
Partner with us and benefit from:
- A dedicated team specifically trained in new construction transactions
- Our proven track record of closing on time
- A strong alliance—we service the majority of the loans we close and strive to be your lender for life
- In-house processing and underwriting
- Support and coaching for buyers
- Integrated technology with personal service for an enhanced buying experience
When you build with Guild, you get more than just a lender, you get a partner that minds the details, so you don’t have to!
Programs for every buyer
We offer a wide array of loan options* individually tailored to your buyers’ needs.
In addition to conventional and government loans, our new construction loan programs offer you more financing options to sell more homes:
Builder Extended Rate Lock Program
Secures the buyers’ interest rate up to 360 days while the home is being built.
StrongStart
Is an exclusive program that allows a builder incentive to pay for the buyer’s interest up to the first five months while they are getting settled into their new home.
Conventional & FHA Solar Energy
Offers buyers the opportunity to bundle the cost of solar into one loan after their home is built to increase their monthly savings while going green.
Conventional Pool Program
Offers a buyer the ability to bundle the cost of adding a pool into one loan after their home has been built to dive right in.
Temporary Rate Buydowns
Offer a lower interest rate to start. Help ease your buyers into their new monthly mortgage payment for the first few years while they settle in.
Builder Forward Commitments
Are available to protect your investments and lock in a bulk commitment for your whole subdivision or development.
Builder LockNow and Sell
Allows you to lock up to 5 commitments to help you move your completed inventory quickly with no upfront fee.
Rate buydowns for investors
Allows you to contribute up to 9% towards a permanent rate buydown on new construction being purchased as investment properties so you can move inventory without lowering price.
Standard loan programs include: FNMA, FHLMC, FHA, VA, USDA, Jumbo and Down Payment Assistance Programs
