Large homes

Building community since 1960

For nearly 60 years, Guild has partnered with builders and worked toward a common goal—to make homebuyers happy. 

We got our start as an exclusive lender for American Housing Guild and we’re proud of our builder roots. No other mortgage lender has our stability, experience and uncompromising focus on customer service.

Started by one, built by many

We’re an entrepreneurial company that has steadily grown to be one of nation’s leading independent ‭mortgage providers. Today, we’re a coast-to-coast* lender. We got here by focusing on our strengths–fast approvals and quick closings–all with a human touch. We’re thorough. We’re nimble. We’re here to serve.

*Guild Mortgage does not originate in New York.

We’ve got your back

When you build with Guild, you get more than just a lender, you get a partner that minds the details so you don’t have to:
  • Dedicated team specifically trained in new construction transactions
  • Proven track record of closing on time
  • Lender for life–we service the majority of the loans we close
  • In-house processing and underwriting
  • Support and coaching for buyers
  • We incorporate new technology with personal service for a better buying experience

Programs for every buyer

We offer a wide array of loan options individually tailored to your buyers’ needs.
In addition to conventional and government loans, our new construction loan programs offer you more financing options to sell more homes:
  • Builder Extended Rate Lock Program secures the buyers’ interest rate up to 360 days while the home is being built.
  • StrongStart is an exclusive program that allows a builder incentive to pay for the buyer’s interest up to the first six months while they are getting settled into their new home.
  • Conventional & FHA Solar Energy offers buyers the opportunity to bundle the cost of solar into one loan after their home is built to increase their monthly savings while going green.
  • Conventional Pool Program offers a buyer the ability to bundle the cost of adding a pool into one loan after their home has been built to dive right in.
  • Temporary Rate Buydowns offer a lower interest rate to start. Help ease your buyers into their new monthly mortgage payment for the first few years while they settle in.
  • Builder Forward Commitments are available to protect your investments and lock in a bulk commitment for your whole subdivision or development.
  • LockNow and Sell allows you to lock up to 5 commitments to help you move your completed inventory quickly with no upfront fee.
Standard loan programs include: FNMA, FHLMC, FHA, VA, USDA, Jumbo and Down Payment Assistance Programs
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Let’s build together

Contact us
Builders: With our roots in the builder community, we have a long history of partnering with builders like you. Get in touch to see how we can work together.
Lenders: Ready to take your business to the next level? Please visit us at
Builder Services
5887 Copley Drive, San Diego, CA 92111

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