Carolyn Frame


Stability Integrity Priorities Leadership
We want to help make your dreams come true! Whether you are buying, upgrading, refinancing, or building! And we don't want it to stop there. We want to develop life-long relationships that will continue to help you, your family and community improve quality of life and achieve any and all goals.


About Me

Carolyn’s breadth of experience in the mortgage industry has enabled her to go the extra mile and help countless people, whether buying a first home, refinancing, or investing in real estate. She also spends numerous hours helping to empower her clients through financial education as a Financial Peace University Facilitator. For the second consecutive year, Carolyn was chosen to receive the Professional Five Star Award, placing her amongst the top 3% of mortgage professionals from all companies in the nation for customer satisfaction. “In these changing times,” says Carolyn, “it is more important than ever to put your trust in a lender with the stability and service you deserve.”

Carolyn was honored to receive the prestigious Nellie Cashman Woman Business Owner of the Year Award in 2005, for her entrepreneurial spirit, ethics, community spirit, financial management skill, and risk endured to achieve success. One who has never met a stranger, Carolyn is energized by meeting new people and mentoring others. She continues to support her local community and has recently accepted an appointment to the Harrison Hospital Foundation Board. In her spare time, Carolyn enjoys many activities including serving at her church, supporting the Young Life youth organization in Kitsap County, boating and traveling with her husband, and writing her first book.

Recent Blog Posts

  • Crunch the Numbers to Prepare for Buying Your First Home

    If you've decided it’s time to buy your first home, you need to ask yourself a critical question: How much can I afford?

    Everyone can dream big. You need to step back and analyze a number of factors before moving forward, including income, the amount of debt you c...

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  • Ideas on a Potential Refinance

    Mortgage rates are up from their historic lows, and experts, including economists with the Federal Reserve Bank, expect them to continue rising in 2014. As a result, some homeowners might consider this a good...

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  • Avoid Unexpected Pitfalls When You Refi Your Mortgage

    Applying for a mortgage refinance can be a bewildering experience, especially for those who haven’t done it before. There are a blizzard of forms to sign, and seemingly never-ending requests for documents. With patience and following some tips from the experts, you will ...

    Read More

View all Blog Posts by Carolyn

Licensing Information

WA-MLO# 38081

I am authorized to conduct business in the state of Washington. 

Branch Information

Guild Mortgage Company Branch in Bainbridge Island, Washington
Guild Mortgage Company Branch in Bainbridge Island, Washington

363 Tormey Lane NE

Suite 200

Bainbridge Island, WA 98110

View Driving Directions


Branch NMLS CL - 37783. We are licensed to do business in the states of Washington and California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.