What’s needed for a pre-approval application?
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild [...]
Can temporary buydowns help you afford a home?
Can temporary buydowns help you afford a home? If you’re looking to buy a home but current mortgage rates are higher than you hoped, or [...]
How much can I afford when buying a home?
How much can I afford when buying a home? When deciding how much you can afford when buying a home, you’ll have to factor in [...]
What can cause your mortgage payment to change?
What can cause your mortgage payment to change? If you’re a new homeowner who worked hard to negotiate the best selling price and rate for [...]
Should you make repairs before you sell?
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your [...]
What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
Do lenders charge to run your credit report?
Do lenders charge to run your credit report? Yes, here’s why. When you apply for a mortgage, your lender will check your credit to assess [...]
6 ways family members can help you get a mortgage
6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms [...]
Conventional loans versus FHA loans
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers [...]
What’s the difference between a manufactured, modular and mobile home?
Modular vs. manufactured vs. mobile home—what's the difference? Modular, manufactured, and mobile homes differ in how they’re built and set up. Manufactured homes are [...]