Skip to content
  • My Account Login
  • Find a Branch
  • Contact Us
Guild Mortgage Logo Guild Mortgage Logo
  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
      • Builders
      • Real estate agents
      • Title agents
      • Correspondent
    • News
      • Press releases
      • Financial press releases
      • Guild in the news
      • Press resources
    • Investor relations
    • Mortgage blog
    • Find a loan officer
  • Help center
    • Payment questions
    • Hardship assistance
    • Loan payoffs
    • Mortgage FAQs
    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
    • Mortgage blog
    • Find a loan officer
  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
      • Builders
      • Real estate agents
      • Title agents
      • Correspondent
    • News
      • Press releases
      • Financial press releases
      • Guild in the news
      • Press resources
    • Investor relations
    • Mortgage blog
    • Find a loan officer
  • Help center
    • Payment questions
    • Hardship assistance
    • Loan payoffs
    • Mortgage FAQs
    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
    • Mortgage blog
    • Find a loan officer
  • Woman and man looking at a laptop together

Mortgage application preparation: 7 things you should know

By Guild Mortgage|December 28th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

Mortgage application preparation: 7 things you should know When you’re in the market for a new home, it helps to understand what’s involved in the [...]

Read More
  • Houses aligned next to each other

Top 5 essential questions to ask about HOA fees before buying a home

By Guild Mortgage|December 14th, 2022|Categories: Guild Blog, Mortgage 101|Tags: budget, customer education, first time homebuyer, HOAs, Homebuyer|

Top 5 essential questions to ask about HOA fees before buying a home In the United States, over half of homeowners live in communities with [...]

Read More
  • A loan officer shaking hands with their client

What’s a mortgage loan officer?

By Guild Mortgage|December 7th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

What’s a mortgage loan officer? Mortgage loan officers in real estate guide homebuyers through the home financing process and match you with the best home [...]

Read More
  • A sprinkler going off

How to winterize a sprinkler system and your home’s water pipes

By Guild Mortgage|November 30th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

How to winterize a sprinkler system and your home’s water pipes Learning how to winterize a sprinkler system and your home’s water pipes is essential [...]

Read More
  • A woman adjusting her thermostat

How to improve your home’s energy efficiency

By Guild Mortgage|November 23rd, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

How to improve your home’s energy efficiency According to the U.S. Department of Energy, up to 20% of what the average American spends yearly on [...]

Read More
  • A young family raking the fall leaves

Fall home maintenance checklist and tips: 8 important chores to tackle

By Guild Mortgage|November 7th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage|

Fall home maintenance checklist and tips: 8 important chores to tackle As leaves change color and days get colder, it can only mean one thing. [...]

Read More
  • A wife and husband putting up a picture frame in their home

Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program

By Guild Mortgage|November 2nd, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program Are you ready to start your homeownership journey but [...]

Read More
  • Yellow couch in living room

How much mortgage can I afford? Let a loan officer help

By Guild Mortgage|October 26th, 2022|Categories: Guild Blog, Mortgage 101|Tags: budget, credit score, customer education, first time homebuyer, Homebuyer, homebuyers, loan process, mortgage|

How much mortgage can I afford? Let a loan officer help. When determining how much mortgage you can afford, you may choose to aim for [...]

Read More
  • A woman looking at a tablet with a man

Local mortgage lenders: It’s the personal touch that matters

By Guild Mortgage|October 19th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

Local mortgage lenders: It’s the personal touch that matters Should you use a local, national or online mortgage lender when buying a home? Local mortgage [...]

Read More
  • A couple embracing while on the iPad

How to choose a mortgage lender

By Mary Ann McGarry | Chief Executive Officer|October 12th, 2022|Categories: Guild Blog, Mortgage 101|Tags: customer education, first time homebuyer, mortgage|

How to choose a mortgage lender When buying a home, you may research things like the housing market, local neighborhoods and real estate agents. Whether [...]

Read More
123···1213Next

Categories

Press Releases

PRESS RELEASES

View All

Media Kit

MEDIA KIT

View

Tags

budget careers credit score customer education first time homebuyer Guild Way HOAs Homebuyer homebuyers loan process loan servicing mortgage mortgage rates products property taxes recruits refinance veterans

Blogs

BLOGS

View
The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

Buying a home

  • First-time homebuyer
  • Buying a second home
  • Fixed-rate mortgage
  • Adjustable-rate mortgage
  • Mortgage rates explained
  • Apply online

Mortgage calculators

  • Total mortgage payment calculator
  • Mortgage affordability calculator
  • Mortgage income calculator
  • Closing cost calculator
  • Refinance calculator
  • Home sale calculator
  • Buying power calculator

Business partners

  • Builders
  • Real estate agents
  • Title agents
  • Correspondent

About us

  • History
  • Leadership
  • Giving back
  • News
  • Careers

Help center

  • Payment questions
  • Hardship assistance
  • Loan payoffs
  • Mortgage FAQs
  • Escrow
  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
      • Corporate
      • Production
    • Giving back
    • Guild careers
      • Current openings
      • GuildU
      • For loan officers
    • Business partners
      • Builders
      • Real estate agents
      • Title agents
      • Correspondent
    • News
      • Press releases
      • Financial press releases
      • Guild in the news
      • Press resources
    • Investor relations
    • Mortgage blog
    • Find a loan officer
  • Help center
    • Payment questions
    • Hardship assistance
    • Loan payoffs
    • Mortgage FAQs
    • Escrow
    • COVID-19 information
    • Natural Disaster: Helpful resources
    • Mortgage blog
    • Find a loan officer
Loan Servicing
Help Center
1-800-365-4441
Mon-Fri 6:00 am – 5:00 pm PT
Twitter LinkedIn Facebook YouTube

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

  • Licensing
  • Privacy Notice
  • Privacy Policy
  • Site Map
  • Accessibility Statement
  • Terms of Use
  • Report cyber security issues
Page load link