What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
6 ways family members can help you get a mortgage
6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms [...]
Conventional loans versus FHA loans
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers [...]
New build or existing home? Weighing the pros and cons
New build or existing home? Weighing the pros and cons Choosing between buying a new construction home and an existing home can depend on what [...]
What’s the difference between a manufactured, modular and mobile home?
Modular vs. manufactured vs. mobile home—what's the difference? Modular, manufactured, and mobile homes differ in how they’re built and set up. Manufactured homes are [...]
Mortgage par rate explained: how does it work?
Mortgage par rate explained: how does it work? A mortgage par rate, or lender par rate, is the standard interest rate a lender offers without [...]
What are the most affordable states to buy a house?
What are the most affordable states to buy a house? With higher costs of living, influenced by inflation, housing shortages and mortgage rates, many homebuyers [...]
8 factors that cause mortgage rates to rise and fall
8 factors that cause mortgage rates to rise and fall Why do mortgage rates vary from day to day? Though it might feel at [...]
What is a co-borrower on a mortgage?
What is a co-borrower on a mortgage? In simple terms, a co-borrower is someone who applies for a loan along with the primary borrower and [...]
VA home loan benefits
VA home loan benefits If you’re a VA-eligible service member, you’re probably familiar with the many advantages of VA loans vs. Conventional loans, which include: [...]