Explained: The term escrow has multiple meanings
The term escrow has multiple meanings Have you ever driven by a home for sale in your neighborhood and noticed the realtor’s sign changed from [...]
Guide to buying a house as an unmarried couple
Buying a home as an unmarried couple Do low interest rates have you wondering if now is the right time to buy? From building home [...]
What is Proof of Funds?
What’s a Proof of Funds letter? Have you been asked to provide Proof of Funds but aren’t sure what funds qualify or where to get [...]
What does approved with conditions mean?
Approved with conditions After mortgage pre-approval and contract acceptance, your loan is submitted to processing and underwriting. Before you get final approval, your loan [...]
Can you buy a house without a realtor?
Buying a home without a real estate agent While there’s no requirement to buy a home with a real estate agent, there are many benefits [...]
What is a restrictive covenant in real estate?
HOA restrictive covenants Congratulations! After weeks of searching, you’ve found your ideal home. Before making an offer, it’s a good idea to check whether [...]
What do mortgage lenders look for on bank statements?
What do mortgage lenders look for on bank statements? When applying for a mortgage, you’ll be asked to provide documentation proving employment, bank accounts, [...]
Can you get pre-approved for a mortgage online?
Can you get pre-approved for a mortgage online? From clothing to cars, you can shop for almost anything without leaving the comfort of your [...]
What affects your mortgage application?
What affects your mortgage application? Have you taken an exciting step towards homeownership by filling out an application for a home loan? When [...]
What is a pre-approval letter?
What's a pre-approval? Also known as a commitment to lend, a pre-approval is our promise to give you a loan based on certain terms [...]