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What is an HOA? A beginner’s guide to homeowners associations

By Guild Mortgage|December 23rd, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage, products|

What is an HOA? A beginner's guide to homeowners associations Are you considering buying a home in a community with an HOA? According to HOA-USA, [...]

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  • Couple receiving keys to new home

Your guide to buying a fixer-upper

By Guild Mortgage|December 18th, 2020|Categories: Mortgage 101, Products and Programs|Tags: budget, customer education, first time homebuyer, homebuyers, loan process, mortgage, products|

Your guide to buying a fixer-upper If you’d like a home with a lower purchase price or your budget doesn't allow you to purchase [...]

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How do home improvement loans work?

By Guild Mortgage|December 9th, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, mortgage, mortgage rates, products|

How do home improvement loans work? A home improvement loan, or home renovation loan, allows you to buy or refinance a home in almost any [...]

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  • Manufactured home with yard, prorch, and driveway

What’s the difference between a manufactured, modular and mobile home?

By Guild Mortgage|December 2nd, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, mortgage, mortgage rates, products|

What’s the difference between a manufactured, modular and mobile home? What comes to mind when you picture a new home being built? Do you envision [...]

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  • Street view of apartment complex

What’s the difference between a condo and an apartment?

By Guild Mortgage|November 25th, 2020|Categories: Mortgage 101|Tags: customer education, first time homebuyer, HOAs, homebuyers, loan process, mortgage, products|

What’s the difference between a condo and an apartment? When deciding whether to buy a condo or rent an apartment, it’s helpful to understand the [...]

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  • Family being shown potential home by real estate agent

What is LTV or loan-to-value ratio on a mortgage?

By Guild Mortgage|September 30th, 2020|Categories: Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage, mortgage rates, products|

What is LTV or loan-to-value ratio on a mortgage? From ARM to VA, there are dozens of abbreviations related to the mortgage process. Understanding this [...]

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  • Yellow desk top with keyboard, glasses, calculator, pencil, and smartphone displaying Guild Mortgage DownPayment Assistance page

What is a down payment?

By Guild Mortgage|September 23rd, 2020|Categories: Mortgage 101, Products and Programs|Tags: first time homebuyer, homebuyers, loan process, mortgage, products, veterans|

What is a down payment? A down payment on a house is a portion of your home purchase price that you pay up front. If [...]

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  • Couple carrying moving boxes into new house

Top 5 FAQs regarding equity in a home

By Guild Mortgage|September 16th, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, mortgage, products|

Top 5 FAQs regarding equity in a home Are you a renter weighing the rent-vs-buy decision? Renting has its advantages. For example, renters have [...]

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  • Overhead view of couple in living room looking at renovation blueprints

5 tax benefits of buying a home

By Guild Mortgage|September 9th, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage, property taxes|

5 tax benefits of buying a home The tax benefits of buying a home are one of the many advantages of homeownership vs. renting. [...]

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  • Computer with Guild yellow background

Mortgage help programs and assistance

By Guild Mortgage|August 10th, 2020|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, loan process, loan servicing, mortgage|

Mortgage help programs and assistance We recognize that, while COVID-19 has impacted all our daily lives and habits, it may have far-reaching consequences in [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • ITIN Mortgage Program
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Section 184 Indian Home Loan Guarantee Program
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Zero Down
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • About us
    • History
    • Leadership
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      • Production
    • Giving back
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      • Correspondent
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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