Mortgage calculators

Published On: September 14th, 2022

We have seven online calculators to help you find the right loan and get a jumpstart on the mortgage process.

There are several factors that will influence how much home you can afford, so you might try the affordability calculator to see the entire picture, including closing costs and all the components of your monthly mortgage payment. Use the home pre-qualification calculator to see how much spending power you have when you’re first starting to shop around. Our refinance calculator shows different payment options for multiple fixed-rate mortgage terms. In addition to these three, we also have cash-to-close, net proceeds, and pre-qualification calculators. Read on to learn more about these tools and how to use them.

What is a mortgage calculator?

A mortgage calculator is a tool to help you determine the costs of your monthly mortgage payments including taxes and homeowners insurance. You can include information about your finances such as income and debts. Add the home price, interest rate and type of loan you’re interested in and crunch the numbers yourself to see what’s possible.

How to use a mortgage calculator

With a mortgage calculator, you can get a snapshot of all the costs and fees involved with purchasing or refinancing your home. It’s a helpful tool as you start researching this process on your own, but it doesn’t include everything. A loan officer can help answer any questions you might have and make sure all the details about your unique situation are included.

Our mortgage calculators

Your unique situation will determine which type of mortgage is the best fit.

Mortgage payment calculators help you determine the total amount of your monthly mortgage payment including individual amounts of your principal payment, interest, taxes and homeowners insurance.

Pre-qualification calculators help you figure out if you meet the minimum requirements based on your income, debts and credit history to qualify for your loan.

Mortgage payment calculators help you determine the total amount of your monthly mortgage payment including individual amounts of your principal payment, interest, taxes and homeowners insurance.

Cash-to-close calculators show you the approximate totals for any fees included on your loan, closing costs and your down payment.

Refinance calculators help you analyze and compare your current loan to a new loan, typically with cheaper interest rates or even a different loan term to evaluate if refinancing makes sense for you.

Net proceeds calculators help home sellers determine how much will be made from a home sale after costs and fees.

Get started with our home mortgage calculators

We’re here to help you afford the home you want by finding the right loan to get you there. If you’re ready to start the mortgage process after trying out these calculators, fill out the form on this page and a local loan officer will reach out.

Calculators are offered for illustrative and educational purposes only and not intended to replace a professional estimate. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.