Buying power calculator

Find out what you can afford

By understanding the impact of home prices and interest rates, you can create a plan to maximize your buying power.

Make the most of your money

Use this tool to determine how economic conditions will affect how much you pay for your home.

Minimum monthly payment amount to choose is $0 Maximum monthly payment amount to choose is $15,000
Minimum interest rate to choose from is0% Maximum interest rate to choose from is10%
Minimum home price amount to choose from is $0 Maximum home price amount to choose from is$1,000,000
Minimum interest rate to choose from is0% Maximum interest rate to choose from is10%

If interest rates increased by 1 or 2 percent...

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The values above are based on a 30-year loan with 20% down. Scenarios represent principal and interest only and do not include mortgage insurance, property taxes and homeowner’s insurance. Programs, rates, terms and conditions subject to change without notice. All financing is subject to credit, income and collateral approval. This is not a commitment to lend. Rates can change daily. Other restrictions may apply.

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***Disclaimer: This calculator is offered for illustrative and educational purposes only and it is not intended to replace a professional estimate. Calculator results do not reflect all loan types and are subject to individual program loan limits. All calculations and costs are estimates and therefore, Guild Mortgage (“Guild”) does not make any guarantee or warranty (express or implied) that all possible costs have been included. The assumptions made here and the output of the calculator do not constitute a loan offer or solicitation, or financial or legal advice. Please connect with a Guild loan professional for a formal estimate. Every effort is made to maintain accurate calculations; however, Guild assumes no liability to any third parties that rely on this information and is not responsible for the accuracy of rates, APRs or any other loan information factored in the calculations.