Building lifetime connections since 1960

Since our founding as a single office in 1960, we’ve been delivering the promise of home in every neighborhood and community we serve.

We’re committed to bringing our customers home, building trust with our partners and creating foundations for our employees to thrive. We have borrowers whose children and family have become customers. Some of our employees have been with Guild for more than 40 years. Our focus on creating customers for life will ensure we’ll be here to continue building lifetime connections for many years to come.

Guild Moments

A Company was Born

Guild Mortgage was founded in San Diego in 1960 by Martin Gleich.

FHA Pioneers

Guild became experts in government backed loans for first time homebuyers.

Home Building

At first, Guild provided loans only to purchasers of homes built by American Housing Guild.

Ledger | Guild Mortgage
In the beginning, Guild serviced loans using pegboards with carbon paper ledgers.
House | Guild Mortgage
American Housing Guild built numerous homes near Lake Murray in San Diego.
House 2 | Guild Mortgage
This house was built in 1961 by American Housing Guild, Martin Gleich’s company.
Certificate | Guild Mortgage
Martin Gleich’s first company, American Housing Guild, built more than 20,000 homes.
1960's pop culture timeline

The company was named “Guardian Mortgage” before it became Guild.

The Beatles burst on the scene, and John F. Kennedy challenged us to reach the moon.
Full Moon image

Tech Culture

From the beginning, Guild began exploring the use of technology to improve its operations.

Innovation in Tech

By designing and operating its IT systems in-house, Guild distinguished itself in the mortgage industry.

Me, Me, Me

Novelist Tom Wolfe coined the phrase the “Me Decade” to capture the mood of the country.

Topped Out

American Housing Guild built the last of over 20,000 homes in the west.

1970's pop culture timeline

Go West

Business was good, and Guild opened its first branch offices in other western states.

Homebuyer Advocates

Always an advocate for first time homebuyers, Guild began working with Ginnie Mae.

Tech Culture

Guild’s first computer was an IBM with no monitor and 24kb RAM.

Mike Smolik | Guild Mortgage
See that funny thing in the corner with Guild programmer Mike Smolik? That's what personal computers used to look like.
Computers | Guild Mortgage
Guild was one of the first mortgage companies to integrate computer technology into its daily operations. Back then, mainframe computers were so big they needed their own room. They ran 24 hours a day, and Guild’s IT staff was always on call to fix any problems. Even if it was 3 am.
IBM | Guild Mortgage
Early IBM computers saved data onto large reels of magnetic tape. This IBM System 3 Mainframe could potentially store up to 10MB of data, depending on how it was configured.
Punch Cards | Guild Mortgage
IBM System 3 computers were programmed with key punch cards like this one.
Programming | Guild Mortgage
Early computers were prone to jams and required ongoing monitoring to run smoothly.

Business Diversification

Guild added consumer timeshare loans to its portfolio and purchased Red Carpet Realty.

Red Carpet Infographic 1 | Guild Mortgage
Diversification began in 1984 with the purchase of Red Carpet Realty, the company that introduced franchising to the real estate industry.
Red Carpet Infographic 2 | Guild Mortgage
With the Red Carpet purchase, Guild brought lending and real estate sales under one roof. It turned out to be an unprofitable combination. In 1988, Guild sold Red Carpet to Central Holding Company, a Detroit-based financial services firm.
Red Carpet Infographic 3 | Guild Mortgage
At first, the Red Carpet purchase was good for both companies.

A New Direction

Mary Ann McGarry joined Guild and introduced entrepreneurial management to the company.

Business Expands

Guild launched its wholesale mortgage business with great success.

Wholesale | Guild Mortgage
Guild jumped into the wholesale mortgage business in the 1980s, sparking dramatic growth for the company.
We're in a greate place to grow, but we don't want to just grow for the sake of growth, we want to find the right people in the right markets. | Guild Mortgage
Mary Ann McGarry set the tone for continued company expansion.
Portfolio | Guild Mortgage
Steady growth continued, and Guild’s portfolio reached $2 billion by the middle of the decade.
Employee Count | Guild Mortgage
The past 10 years have been good for Guild. From its home office in San Diego, Guild now has offices in 11 states.
1980's timeline background image

Fast Forward

High speed data transfer, mobile phones and personal computers helped redefine customer service.

The Wall Comes Down

After 28 years, the Berlin wall came down, effectively ending the cold war.

Blast Off!

The first space shuttle Columbia took to the skies in a spectacular launch from Florida.

Enterprise Branches Grew

Entrepreneurial branch managers sparked renewed growth and increased profitability.

Star Struck

The Hubble space telescope entered orbit, sending back the clearest images ever taken of our galaxy.

The Internet Gets Busy

New browsers and the “World Wide Web” took hold and brought email to the office.

1990's pop culture timeline background image

Easier Qualifying

Guild established automated underwriting, which streamlined the process of qualifying buyers for loans.

Cloning

The first mammal was cloned and Dolly the sheep was elevated to celebrity status.

Computers Shrink

Laptops allow greater mobility and flexibility to Guild employees.

The End of an Era

Guild founder Martin Gleich retired in 2007 and Mary Ann McGarry became CEO.

When the Bubble Burst

The housing market imploded, causing great distress to families across the country.

Weathering the Storm

Guild avoided the sub-prime market and emerged from the downturn healthy and strong.

2000's pop culture timeline

A Fresh Identity

After 40 years, Guild introduced a new company logo design.

Original Logo | Guild Mortgage
The original Guild Mortgage logo conveyed a sense of stability and strength on its building in the Kearny Mesa area of San Diego.
Logo New Design | Guild Mortgage
The Guild Mortgage logo was redesigned as new forms of communications technology emerged.
Logo Corporate Office | Guild Mortgage
The redesigned Guild Mortgage signage was placed at the entrance to the company’s headquarters in San Diego.
Logo Receiption desk | Guild Mortgage
The redesigned Guild Mortgage logo was displayed at the reception desk inside the company's headquarter in San Diego.
Logo Website | Guild Mortgage
The Guild logo was adapted for the company website.
Logo 50 Anniversary | Guild Mortgage
Guild celebrated 50 years in business with a special logo to commemorate that milestone.

Terror Strikes

On September 11, 2001, the country, and the world, were changed forever.

Going Social

Facebook and Twitter became a fixture in our lives, as did interactive websites, smartphones and HD TV.

Winning the West

From its home office in San Diego, Guild oversees over 70 branch offices in 11 western states.

Remembering Martin Gleich

Guild’s Founder passes away at the age of 87.

The Time for First Time Homebuyers

Low home prices and interest rates create a great market for first timers.

Timeline from 2010 through 2020

Optimism Prevails

As it grows, Guild continues to deliver outstanding service with a small company feel.

Tech Evolves

Smartphone apps and web-based cloud technology keep Guild employees and clients connected.

A Revamped Website

Educational materials and interactive tools become an integral part of the Guild web experience.

Smiling mother and daughter on couch
Happy couple moving in with boxes

Looking forward to the future

We’re continuing to deliver the promise of home with accessible home loan options and new technology for an enhanced customer experience.

Three stacked triangles going up
Smiling couple dancing in kitchen
Family working with Loan Officer

Looking forward to the future

We’re continuing to deliver the promise of home with accessible home loan options and new technology for an enhanced customer experience.

Three stacked triangles going up
Smiling mother and daughter on couch
Happy couple moving in with boxes
Smiling couple dancing in kitchen
Family working with Loan Officer