What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
Conventional loans versus FHA loans
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers [...]
Mortgage par rate explained: how does it work?
Mortgage par rate explained: how does it work? A mortgage par rate, or lender par rate, is the standard interest rate a lender offers without [...]
What is a co-borrower on a mortgage?
What is a co-borrower on a mortgage? In simple terms, a co-borrower is someone who applies for a loan along with the primary borrower and [...]
How to make the loan process a positive one
How to make the loan process a positive one Purchasing a home is an exhilarating event that marks a major milestone in life, but such [...]
5 hidden lifestyle perks of buying vs. renting
5 hidden lifestyle perks of buying vs. renting Buying a home offers many financial advantages, especially when you compare it to renting. But there are [...]
VA home loan benefits
VA home loan benefits If you’re a VA-eligible service member, you’re probably familiar with the many advantages of VA loans vs. Conventional loans, which include: [...]
Advantages of rural mortgages
Advantages of rural mortgages While many mortgage programs are designed to make homeownership more attainable for low-to-moderate-income borrowers, rural mortgages have unique advantages that set [...]
Eight ways a mortgage loan officer help borrowers achieve homeownership
Eight ways a mortgage loan officer help borrowers achieve homeownership When it comes to choosing the best mortgage, finding a local loan officer who provides [...]
Steps to increase your mortgage pre-approval amount
Steps to increase your mortgage pre-approval amount If you’d like to know how much you can borrow to buy a home, a mortgage pre-approval is [...]