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  • Houses aligned next to each other

Top 5 essential questions to ask about HOA fees before buying a home

By Guild Mortgage|December 14th, 2022|Categories: Guild Blog, Mortgage 101|Tags: budget, customer education, first time homebuyer, HOAs, Homebuyer|

Top 5 essential questions to ask about HOA fees before buying a home In the United States, over half of homeowners live in communities with [...]

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  • Man talking on phone at desk

How much money should you save before buying a home?

By Guild Mortgage|January 6th, 2022|Categories: Mortgage 101, Products and Programs|Tags: budget, customer education, first time homebuyer, HOAs, homebuyers, loan process, mortgage, products, property taxes|

How much money should you save before buying a home? Before browsing online listings, creating a budget for homebuying expenses is an excellent way to [...]

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  • Couple reviewing paperwork with agent

Explained: The term escrow has multiple meanings

By Guild Mortgage|October 27th, 2021|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, HOAs, homebuyers, loan process, mortgage, products, property taxes|

The term escrow has multiple meanings Have you ever driven by a home for sale in your neighborhood and noticed the realtor’s sign changed from [...]

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  • Street view of yellow home in neighborhood

What is a restrictive covenant in real estate?

By Guild Mortgage|July 21st, 2021|Categories: Mortgage 101|Tags: customer education, first time homebuyer, HOAs, homebuyers|

HOA restrictive covenants Congratulations! After weeks of searching, you’ve found your ideal home. Before making an offer, it’s a good idea to check whether [...]

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  • Street view of apartment complex

What’s the difference between a condo and an apartment?

By Guild Mortgage|November 25th, 2020|Categories: Mortgage 101|Tags: customer education, first time homebuyer, HOAs, homebuyers, loan process, mortgage, products|

What’s the difference between a condo and an apartment? When deciding whether to buy a condo or rent an apartment, it’s helpful to understand the [...]

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The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter’s final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions.

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  • Buying a home
    • First-time homebuyer
    • Buying a second home
    • Fixed-rate mortgage
    • Adjustable-rate mortgage
    • 30 year mortgage
    • 15 year mortgage
    • Mortgage rates explained
      • Primary residence mortgage rates
      • Refinance rates
      • Second home mortgage rates
    • Mortgage blog – Mortgage 101
    • Find a loan officer
  • Refinance a mortgage
    • Mortgage refinance process
    • Rate-and-term refinance
    • Cash-out refinance
    • Mortgage blog – Refinance
    • Find a loan officer
  • Mortgage loans
    • 3-2-1 Home Plus Program
    • Bridge home loan
    • CashPass program
    • Complete Rate program
    • Conventional mortgage
    • Down payment assistance programs
    • Energy-efficient mortgage programs
    • FHA loan
    • GreenSmart Advantage Program
    • Home Equity Program
    • Homebuyer Protection
    • Jumbo loan
    • Lock & Shop
    • LockNow and Sell
    • Manufactured home loan
    • Payment Advantage
    • Renovation loan
    • Reverse mortgage loan
    • Temporary Buydowns
    • USDA loan
    • VA loan
    • Mortgage blog – Products and programs
    • Find a loan officer
  • Mortgage calculators
    • Mortgage payment calculator
    • Mortgage affordability calculator
    • Mortgage income calculator
    • Closing cost calculator
    • Refinance calculator
    • Home sale calculator
    • Buying power calculator
    • Mortgage blog – Mortgage 101
    • Find a loan officer
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Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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