Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
What are the financial benefits of energy-efficient homes?
What are the financial benefits of energy-efficient homes? Being a homeowner certainly comes with its own costs, but by investing in sustainability, you can take [...]
How do I buy a second home?
How do I buy a second home? If you want to get a second home, expect the financing to be different from your primary residence. [...]
What are the pros and cons of a reverse mortgage?
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
How can I use my home’s equity?
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like [...]
Should you make repairs before you sell?
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your [...]
Do lenders charge to run your credit report?
Do lenders charge to run your credit report? Yes, here’s why. When you apply for a mortgage, your lender will check your credit to assess [...]
Your guide to buying a beach home: pros, cons and tips
Your guide to buying a beach home: pros, cons and tips Owning a beach home sounds like the ultimate dream—waking up to the sound of [...]
6 ways family members can help you get a mortgage
6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms [...]