Terry Heffner + The Heffner Group

Terry Heffner

The Heffner Group and Guild Mortgage. Opening Doors and Closing Loans Since 1960.


About Me

Terry Heffner is a native Idahoan and Boise resident. He has been in real estate for 24 years and brings a wealth of knowledge to his business partners and clients. As Branch Manager and Loan Officer, and team lead for the Heffner Group at Guild Mortgage he strives to create ‘customers for life’ by providing unprecedented service to his clients and business partners. His commitment to his customers and their financial goals is what sets him apart from his competition.

He attended Bishop Kelly High School in Boise and Boise State University. He received his BBA in marketing at BSU where he was a four year letterman in football for the Broncos. He has had involvement with community and industry associations that include Bishop Kelly High Foundation Board, Building Contractors Association, Ada County Association of Realtors, Optimist Football, Little League Baseball, Idaho Potato Bowl, and BSU Varsity B Club. Terry and his wife Kirstin have two children Hannah and William.

The Team
The Heffner Group was formed in 2000 by Terry Heffner and added Amy Johnson in 2001. In 2010 Lisa Soito joined the team. In 2014, David Shelton joined the team. In the last 14 years the team has helped of 3,000 homeowners buy homes for over 450 million closed.

Amy Johnson
Terry and Amy have worked together for fifteen years. Amy Johnson is a native Idahoan and graduate of Boise High School and Boise State University. She obtained her degree in education, but decided to pursue the mortgage profession and help home buyers obtain the American dream. Amy is active in many trade organizations and volunteers at local schools. She is an active volunteer with annual charities which benefit the Idaho Foodbank and St Vincent De Paul. Amy and her husband Derrek and two boys, William and Andrew.

Lisa Soito
Lisa is a native Idahoan and joined the Heffner Group in 2010. She brings over ten years of mortgage experience and processing expertise to the team. Lisa is a licensed loan officer assistant providing before, during and after assistance to the client experience. She is very active in the Mrs. Idaho pageant and has served that pageant for the last 10 years as a board member. Lisa is married to Rob Soito, they have a daughter Cloe.

Dave Shelton
David has worked in banking since 2003, and joined Guild in 2014. He worked as an Underwriter and Processor, prior to being a Mortgage Loan Officer. He graduated from BYU in 2003, and went straight into banking. When he's not working with clients, you can find him hiking, biking, camping, or traveling with his family.

Our Mission
We are Home loan consultants. We help our clients navigate the world of home finance and help them to make solid home loan decisions that run parallel with their overall wealth building strategies. We are an information and resource center for “all things financial” and “all things in Real Estate” for our customers. Our goal is to be our customer’s lender for life. It is in that spirit we create customers for life.

Recent Blog Posts

  • Top Ten Guild Tweets for December

    The Guild Mortgage Home Guru team of experts has been using Twitter to keep our followers and customers up to date on the latest news related to everything from preparing to buy a first home, to mortgage terminology, refinancing tips and remodeling advice. Guild’s tweets...

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  • Following Through with 2015 Resolutions

    With the New Year here, homeowners are pursuing their resolutions. Some are determined to create and implement a spring-cleaning plan. Others are resolving to look deeper at a potential refinance. The gurus at Guild Mortgage did quic...

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  • Key Mortgage Terms Defined

    Buying the first home can be one of the most complicated financial processes some of us experience during our lifetime. The Federal Housing Administration and other agencies require homebuyers to provide an array of documents to q...

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View all Blog Posts by Terry Heffner

Licensing Information

NMLS ID# 95796

I am authorized to conduct business in the state of Idaho and Washington. ID MLO-10584; Branch NMLS ID 107908

Branch Information

Guild Mortgage Company Branch in Meridian, Idaho
Guild Mortgage Company Branch in Meridian, Idaho

1810 S Eagle Rd

Meridian, ID 83642

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Branch NMLS ID - 107908. We are licensed to do business in the states of CA, ID, OR and WA. ML-176. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.