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Homeownership starts here

The Promise of Home is Guild’s commitment to help every aspiring homebuyer afford homeownership.

We’re devoted to making homeownership a possibility for everyone — not just a select few. Whether you’re a first-time or first-generation homebuyer, the Promise of Home’s assistance programs, delivered by local loan officers who know your area, make homeownership more accessible by offering lower (or no) down payment minimums or closing cost credit opportunities.

Guild’s homebuying assistance programs

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1% Down

With 1% Down, you can start your homebuying journey with a one percent down payment and a two percent* Guild down payment assistance to start building equity–on us.

MyPath2Own

The MyPath2Own program helps first-time homebuyers become mortgage-ready that do not qualify today by combining a personalized homeownership plan, homebuyer education and assistance** of up to $4,000*** that can be used toward a down payment or closing costs.

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Family laughing on couch together

Zero Down

The Zero Down mortgage program allows you to buy without a down payment. Find the option that works for you.

Down Payment Assistance

Down payment assistance programs offer first-time homebuyers assistance with down payment and closing costs to purchase a home.

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Smiling woman on the phone in living room

Homebuyer Protection

Plus, you can secure your earnest money, interest rate, closing date and payment with this 4-pack of guarantees.

Smiling couple on phone with family

1% Down

With 1% Down, you can start your homebuying journey with a one percent down payment and a two percent* Guild down payment assistance to start building equity–on us.

Smiling young couple brushing their teeth

MyPath2Own

The MyPath2Own program helps first-time homebuyers become mortgage-ready that do not qualify today by combining a personalized homeownership plan, homebuyer education and assistance** of up to $4,000*** that can be used toward a down payment or closing costs.

Family laughing on couch together

Zero Down

The Zero Down mortgage program allows you to buy without a down payment. Find the option that works for you.

Family laughing and playing in bed

Down Payment Assistance

Down payment assistance programs offer first-time homebuyers assistance with down payment and closing costs to purchase a home.

Smiling woman on the phone in living room

Homebuyer Protection

Plus, you can secure your earnest money, interest rate, closing date and payment with this 4-pack of guarantees.

*Guild Mortgage to cover 2% of the required minimum down payment amount in the form of a non-repayable grant with a maximum grant amount of $5,000. Changes to the loan parameters, including but not limited to the loan amount, owner-occupancy status, loan to value and other factors may render the borrower ineligible for the program. Eligibility is subject to the program guidelines. The grant may only be used for the borrower’s cash investment in accordance with the program guidelines. Must lock rate on or after 1/2/2025. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate.

**Consumer is responsible for all 3rd party education fees.

***Assistance provided by Community Ventures Corp, dba eHome America; a 501(c)(3) EIN: 31-1064807.

****In the state of NV, the consumer receives a $2,000 lender credit in lieu of a gift card. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credit or payment by Guild under the offer.

Guild Mortgage is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.