Mortgage 101

What Is a Balloon Mortgage?

U.S. News & World Report, December 15, 2025

Evan Swanson, a loan officer with Guild, dives into how balloon mortgages work, explaining that monthly payments are usually lower compared to traditional mortgages but require a large lump-sum payment at the end of the loan term.

5 home equity borrowing traps to watch for this fall, according to experts

CBS News, September 22, 2025

Branch Manager Aaron Gordon advises homeowners to ensure their variable-rate HELOCs have reasonable lifetime caps before signing the dotted line, so their payments don’t uncontrollably surge when rates rise.

Does Refinancing A Mortgage Hurt Your Credit?

Bankrate, April 3, 2025

16 first-time homebuyer mistakes to avoid

Bankrate, March 17, 2025

How to buy a house with a low income

CNBC, February 28, 2025

How to save for a down payment

CNBC, February 24, 2025

DFW Mortgage Expert Shares Tips on How Home Buyers Can Win With 20-Plus Offers on Table

Dallas Business Journal, February 9, 2021

Robert Nuñez, a branch manager in Dallas, was featured in a Q&A with the Dallas Business Journal in Feb. 2021.

Does Refinancing a Mortgage Hurt Your Credit?

Bankrate, January 22, 2021

David Battany, executive vice president of capital markets, shared insights on how applying for multiple loans can impact your credit in a story published by Bankrate.com.

Refinancing Challenge for Freelancers

Sidehusl.com, August 7, 2020

David Battany provided his insights on the refinance process for borrowers with non-traditional incomes for a blog post on Sidehusl.com.

Three Tips for Those Fretting Over Mortgage Payments

Las Vegas Sun, June 1, 2020

Michael Querrey, vice president of strategic retail growth for Guild’s Mountain West Division, shared his perspectives on the Las Vegas mortgage market and how borrowers struggling to make their payments can learn about their options.