Doctor and Medical Professionals programs
Doctor and Medical Professionals programs
You’re making a difference, now it’s our turn. With our zero down payment loan options, you can become a homeowner without the wait or mortgage insurance requirement.
What is a doctor or medical professional loan program?
Our doctor or medical professional mortgage loan is specifically designed for advanced medical professionals and doesn’t have a down payment requirement with additional qualification flexibility. Other loan options may require borrowers to provide a minimum down payment or pay for private mortgage insurance with a down payment below 20 percent–but not our home loan for physicians so you can get into a home sooner and focus on what matters most.
Why you should choose a medical professional mortgage loan
Our advanced Medical Professionals program opens the door to opportunities for doctors early in their careers, including residents, fellows and newly contracted professionals. With flexible credit qualifications and no mortgage insurance requirements, fixed- and adjustable-rate options and loan amounts up to $2.5 million, we make homeownership accessible for borrowers with student loan debt.
Program details:
- Loan amounts up to $2.5M
- Credit scores as low as 680
- Up to 100% LTV with no mortgage insurance
- Purchase and refinance transactions
- Fixed- and adjustable-rate options
Eligible borrowers include Medical Doctors who have a minimum of a M.D., D.O., D.D.S., DNP, DNAP, PharmD, CRNA, VMD or D.M.D. degree and an employment contract. Medical doctors including doctors, dentists, podiatrists, ophthalmologists, psychiatrists, pharmacists, podiatrists, certified registered nurse anesthetists and veterinarians are eligible.
Disclaimer: Programs may not be available in all states. Certain programs may exclude specific professions. Contact a loan officer to verify eligibility.
Become a homeowner sooner
You don’t have to wait to become a homeowner. We understand the importance of home and are here to help you get there.
If you would like to learn more about our medical professionals mortgage loans, reach out to one of our loan officers.
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
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Not sure where to start? Try our affordability calculator to get an idea of how much house you can afford. |