Homeownership starts here
The Promise of Home is Guild’s commitment to help every aspiring homebuyer afford homeownership.
We’re devoted to making homeownership a possibility for everyone — not just a select few. Whether you’re a first-time or first-generation homebuyer, the Promise of Home’s assistance programs, delivered by local loan officers who know your area, make homeownership more accessible by offering lower (or no) down payment minimums or closing cost credit opportunities.
Guild’s homebuying assistance programs
1% Down
With 1% Down, you can start your homebuying journey with a one percent down payment and a two percent* Guild down payment assistance to start building equity–on us.
MyPath2Own
The MyPath2Own program helps first-time homebuyers become mortgage-ready that do not qualify today by combining a personalized homeownership plan, homebuyer education and assistance** of up to $4,000*** that can be used toward a down payment or closing costs.
Zero Down
The Zero Down mortgage program allows you to buy without a down payment. Find the option that works for you.
3-2-1 Home Plus
3-2-1 Home Plus provides down payment flexibility to get you into a home now. You bring a 3% down payment, and we'll give you a $2,000 eGift Card to The Home Depot®****, plus, $1,250 to $2,500 toward closing*****.
Down Payment Assistance
Down payment assistance programs offer first-time homebuyers assistance with down payment and closing costs to purchase a home.
Homebuyer Protection
Plus, you can secure your earnest money, interest rate, closing date and payment with this 4-pack of guarantees.
1% Down
With 1% Down, you can start your homebuying journey with a one percent down payment and a two percent* Guild down payment assistance to start building equity–on us.
MyPath2Own
The MyPath2Own program helps first-time homebuyers become mortgage-ready that do not qualify today by combining a personalized homeownership plan, homebuyer education and assistance** of up to $4,000*** that can be used toward a down payment or closing costs.
Zero Down
The Zero Down mortgage program allows you to buy without a down payment. Find the option that works for you.
3-2-1 Home Plus
3-2-1 Home Plus provides down payment flexibility to get you into a home now. You bring a 3% down payment, and we'll give you a $2,000 eGift Card to The Home Depot®****, plus, $1,250 to $2,500 toward closing*****.
Down Payment Assistance
Down payment assistance programs offer first-time homebuyers assistance with down payment and closing costs to purchase a home.
Homebuyer Protection
Plus, you can secure your earnest money, interest rate, closing date and payment with this 4-pack of guarantees.
Your partner in pursuit of home.
*Guild Mortgage to cover 2% of the required minimum down payment amount in the form of a non-repayable grant with a maximum grant amount of $5,000. Changes to the loan parameters, including but not limited to the loan amount, owner-occupancy status, loan to value and other factors may render the borrower ineligible for the program. Eligibility is subject to the program guidelines. The grant may only be used for the borrower’s cash investment in accordance with the program guidelines. Must lock rate on or after 1/2/2025. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate.
**Consumer is responsible for all 3rd party education fees.
***Assistance provided by Community Ventures Corp, dba eHome America; a 501(c)(3) EIN: 31-1064807.
****In the state of NV, the consumer receives a $2,000 lender credit in lieu of a gift card. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credit or payment by Guild under the offer.
*****Freddie Mac BorrowSmartTM down payment/closing cost assistance amount of $1,250 based on Area Median Income and other eligibility criteria. Very low-income customers receive $2,500 based on Area Median Income and other eligibility criteria.
Guild Mortgage is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.