Team Bare is your trusted mortgage advisor for Massachusetts and Rhode Island, specializing in residential financing solutions across South Coast MA, South Shore MA, and the Worcester area. If you’re searching for expert mortgage advice, our commitment to exceptional responsiveness, deep market knowledge, and transparent communication makes us a preferred choice for homebuyers and homeowners in MA and RI.

Leading our team is Elise Bare, a highly respected Loan Officer with over 20 years of experience navigating the complexities of the mortgage industry. Elise’s extensive expertise ensures you receive strategic advice and access to the best home loan programs in MA and RI, including Conventional loans, FHA loans, VA loans, and USDA loans.

Jeremy Bare, our dedicated Loan Partner, brings a strong background in education and coaching, excelling at breaking down the mortgage process so you understand every option and step. Further strengthening our team is Lisa Skojec, an accomplished Loan Officer Assistant with two decades of experience, who ensures your loan application progresses smoothly and efficiently from start to finish.

Team Bare possesses specialized expertise in Government-backed mortgage programs. We are proficient in securing FHA Loans in Massachusetts and Rhode Island, which are ideal for first-time homebuyers or those with less-than-perfect credit. We also facilitate VA Loans in Massachusetts and Rhode Island, offering exclusive benefits for eligible veterans, active-duty military, and surviving spouses. Additionally, we help families purchase homes in eligible rural areas with no down payment through USDA Loans in Massachusetts and Rhode Island. Furthermore, we are experts in navigating Down Payment Assistance programs, including Mass Housing Down Payment Assistance and Rhode Island Housing Down Payment Assistance. These programs can significantly reduce the upfront costs of buying a home in South Coast MA, South Shore MA, Worcester, and other eligible areas.