Guild Mortgage blogs
What Gen Z’s Learning Habits Reveal About the Future of Homebuyer Education
What Gen Z's Learning Habits Reveal About the Future of Homebuyer Education For decades, homebuyer education followed a relatively predictable path. Prospective buyers connected with a lender or housing counselor, [...]
Am I ready to buy a home? Why so many first-time buyers think the answer is no.
Am I ready to buy a home? Why so many first-time buyers think the answer is no. There's one question that many prospective homebuyers ask themselves long before they ever speak with a [...]
Can Gen Z trust mortgage lenders? What the data tells us:
Can Gen Z trust mortgage lenders? What the data tells us: New research reveals a striking confidence gap between Gen Z and the mortgage industry — and it isn’t about rejection or [...]
First-time homebuyers aren’t just feeling priced out. They’re lost.
First-time homebuyers aren’t just feeling priced out. They’re lost. The conversation around first-time homebuyers almost always starts with affordability. And it should, 65% of Gen Z respondents in our YouGov research say home prices are [...]
Methodology for Guild Mortgage’s Gen Z homebuyer research
Methodology for Guild Mortgage’s Gen Z homebuyer research: Understanding the next generation of buyers Research explores perceptions, barriers and trust among emerging homebuyers Purpose and scope The Gen [...]
Gen Z homebuyer insights
Gen Z homebuyer insights Understanding the next generation of homeownership Guild Mortgage, in partnership with YouGov, launched the Gen Z Homebuyer Insights initiative to better understand how the next [...]
How to qualify for a rate buydown as a first-time homebuyer
How to qualify for a rate buydown as a first-time homebuyer As a first-time homebuyer, a temporary rate buydown can make your first few years of mortgage payments more affordable. By reducing your monthly payments, [...]
Am I eligible for an FHA Loan? A complete checklist
Am I eligible for an FHA Loan? A complete checklist The Federal Housing Administration (FHA) loan program is a popular option for first-time homebuyers, those with lower credit scores and those with less down payment [...]
What are draw and repayment periods for HELOCs and HELOANs?
What are draw and repayment periods for HELOCs* and HELOANs? Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago. If you’re among the three [...]
What credit score do you need for an FHA loan?
What credit score do you need for an FHA loan? If you're thinking about buying a home but you’re worried about credit score requirements, an FHA loan might be the right solution for you. Backed [...]