Guild Mortgage blogs
How do I get a VA loan?
How do I get a VA loan? VA loans benefit military veterans, service members, and eligible surviving spouses. These loans provide financing with no down payment options, higher debt-to-income ratios and lower interest rates than [...]
How to improve your home’s energy efficiency
How to improve your home’s energy efficiency According to the U.S. Department of Energy, up to 20% of what the average American spends yearly on electricity could be going to waste. Drafts, air leaks and [...]
Fall home maintenance checklist and tips: 8 important chores to tackle
Fall home maintenance checklist and tips: 8 important chores to tackle As leaves change color and days get colder, it can only mean one thing. Fall has arrived. For homeowners, the arrival of the new [...]
Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program
Open the door to homeownership with 3-2-1 Home Plus, a low down payment mortgage program Are you ready to start your homeownership journey but need down payment and credit score flexibility? You aren’t alone. [...]
How much mortgage can I afford? Let a loan officer help
How much mortgage can I afford? Let a loan officer help. When determining how much mortgage you can afford, you may choose to aim for the 28/36 rule. This common rule of thumb recommends spending [...]
Local mortgage lenders: It’s the personal touch that matters
Local mortgage lenders: It’s the personal touch that matters Should you use a local, national or online mortgage lender when buying a home? Local mortgage lenders offer a personal touch, so you can sit down [...]
How to choose a mortgage lender
How to choose a mortgage lender When buying a home, you may research things like the housing market, local neighborhoods and real estate agents. Whether you’re an experienced homebuyer or this is your first time, [...]
Understanding the mortgage loan process
Understanding the mortgage loan process If you’re considering buying a home, your loan officer will pair you with the right home loan for your situation. Loan officers have an in-depth knowledge of dozens of types [...]
Rent-to-own homes: The pros and cons
Rent-to-own homes: The pros and cons Signing a rent-to-own home contract includes either an option or a requirement to buy, usually within three years. Typically, you’ll pay above fair market rent so that an extra [...]
How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties
How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties While your real estate agent will assist you in crafting an offer and contract [...]