Guild Mortgage blogs
What is a Flex Payment Mortgage?
What is a Flex Payment Mortgage? Today, many older homeowners want the freedom to choose where to live and how to best manage their finances. If this strikes a chord with you, Guild's Flex Payment [...]
Houses before spouses: buying a home as a single person
Houses before spouses: buying a home as a single person “Houses before spouses” is a trending term that encourages single people to buy a home now, rather than waiting for marriage. Today, homeownership can be [...]
Exploring the benefits of buying a house with a friend
Exploring the benefits of buying a house with a friend If you would like to stop renting but don't have the funds to buy a home yourself, it might seem unconventional, but co-owning a house [...]
Can Conventional loan be more affordable than FHA loans?
Can Conventional loan be more affordable than FHA loans? If you’re ready to purchase a home, choosing the right mortgage is one of the most important decisions you’ll make. While the Federal Housing Authority’s FHA [...]
VA home loan benefits
VA home loan benefits If you’re a VA-eligible service member, you’re probably familiar with the many advantages of VA loans vs. Conventional loans, which include: No down payment Lower interest rates No private mortgage insurance [...]
How credit checks during the mortgage qualification process impact your credit score
How credit checks during the mortgage qualification process impact your credit score If you’ve worked hard to build a strong credit score in preparation for buying a home, you might have some questions about how [...]
The best home renovations that increase the selling price
The best home renovations that increase the selling price Selling a home is a significant task, and getting the best possible price for it requires careful planning and execution. If you’re looking to enhance your [...]
5 mortgage tips when moving to another state
5 mortgage tips when moving to another state Moving to a new state requires some coordination, and if you’re planning to buy a home when you get there, you’ll need to consider how getting a [...]
How property taxes affect your mortgage payment
How property taxes affect your mortgage payment When considering how much of a mortgage payment you can afford, you will also need to take property taxes into account. As an expense you may not have [...]
Advantages of rural mortgages
Advantages of rural mortgages While many mortgage programs are designed to make homeownership more attainable for low-to-moderate-income borrowers, rural mortgages have unique advantages that set them apart. Rural mortgages, or USDA loans, offer 100 percent [...]