Guild Mortgage blogs
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a home with low or zero down payment and not drain [...]
Does a pool add value to your home?
Does a pool add value to your home? Adding an in-ground pool can boost your home’s value, but it isn’t a one-size-fits all solution, and can easily turn into an expensive, time- (and space)-consuming nuisance. [...]
How can I use my home’s equity?
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like the returns on any other investment. Because it’s not as [...]
What are the advantages of buying vs. renting?
What are the advantages of buying vs. renting? There are big benefits to homeownership that renting doesn’t provide you with. The top reasons for buying instead of renting a home include building equity, better psychological [...]
What makes up the price on a newly built home?
What makes up the price on a newly built home? From the market the new home is located in, to the lumber used in the home’s frame, plus the cost of wages for laborers, a [...]
What’s needed for a pre-approval application?
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild gives sellers confidence that you’ll be able to follow through [...]
Can temporary buydowns help you afford a home?
Can temporary buydowns help you afford a home? If you’re looking to buy a home but current mortgage rates are higher than you hoped, or you’re expecting a raise or bonus in the nearby future, [...]
How much can I afford when buying a home?
How much can I afford when buying a home? When deciding how much you can afford when buying a home, you’ll have to factor in costs like your income, the sales price, down payment, interest [...]
What can cause your mortgage payment to change?
What can cause your mortgage payment to change? If you’re a new homeowner who worked hard to negotiate the best selling price and rate for your home, you might be alarmed to see your bill [...]
Should you make repairs before you sell?
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your buck. It’s true that if you make repairs before you [...]