Guild Mortgage blogs
Application Preparation
Application Preparation After deciding what you can afford, where you want to live and which dream house to choose, there’s still paperwork to get through. Our goal is to make the process as easy [...]
The basics of a mortgage
The basics of a mortgage It can be difficult to know where to start when considering buying a home. Last month, we focused on tips for first-time homebuyers, explained how credit works and shared [...]
Being Budget Friendly
Being Budget Friendly Setting up a budget is a great way to understand your expenses and decide whether you’re ready to buy a home. Starting to set up a budget may seem difficult. We’ve [...]
Credit Score Explained
Credit Score Explained When applying for a home loan, you’ll hear about your credit score a lot. What is a credit score, exactly? Credit scores range from 300 to 850 and provide one way [...]
Homebuyer Tips
Homebuyer Tips We’ve created resources in our Home Loan Guide for people thinking about buying. For new buyers, these can help answer some of the most important questions. For example, first-time homebuyers will want [...]
What affects mortgage rates?
What affects mortgage rates? Overall Economy If the Gross Domestic Product of the overall economy improves, interest rates will go higher, if the economy declines, interest rates will usually go lower. This is just [...]