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What is Mortgage Lending?

This month, we’re taking you behind the scenes. Guild is a leading independent mortgage lender, specializing in residential home loans. But what does that mean? As a mortgage lender, we make loans to customers. We’re different from banks because we don’t have checking or savings accounts and don’t offer credit cards or other financial services. We specialize in residential home loans. It’s our expertise and our passion. We make loans for properties where people live and not for commercial properties. From our first day in 1960, we’ve helped people achieve homeownership. We’re always looking for innovative ways to empower people to be able to buy a home. Here’s more on where to get started if you’re thinking about homeownership.

By |Published On: May 15th, 2017|Categories: Mortgage 101|

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About the Author: Guild Mortgage

Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Company is a nationally recognized independent mortgage lender providing residential mortgage products and local in-house origination and servicing. Guild’s collaborative culture and commitment to diversity and inclusion enable it to deliver a personalized experience for each customer. With more than 4,000 employees and over 250 retail branches, Guild has relationships with credit unions, community banks, and other financial institutions and services loans in 49 states and the District of Columbia. Guild’s highly trained loan professionals are experienced in government-sponsored programs such as FHA, VA, USDA, down payment assistance programs and other specialized loan programs. Guild Mortgage Company is a wholly owned subsidiary of Guild Holdings Company, whose shares of Class A common stock trade on the New York Stock Exchange under the symbol GHLD.