3-2-1 Home Plus Homebuying Assistance Program
Exclusively for first-time homebuyers on a tight budget, the 3-2-1 Home Plus program pairs $1,250 to $2,500 in closing cost assistance with a $2,000 gift card* to The Home Depot®. Keep your options open and purchase a home in need of minor repairs and use your gift card to customize your new home your way.
You’ll provide a 3% down payment on a Conventional loan, and we’ll give you a $2,000 Gift Card* to The Home Depot® plus $1,250-$2,500 towards closing**.
The 3-2-1 Home Plus program is for:
The 3-2-1 Home Plus program is for:
How to take advantage of 3-2-1 Home:
Connect with a loan officer by completing the form
Complete an application
Take pre-purchase counseling
Provide at least 3% down payment
Your partner in pursuit of home.
*In the state of NV, the consumer receives a $2,000 lender credit in lieu of a gift card. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credit or payment by Guild under the offer.
**Freddie Mac BorrowSmartTM down payment/closing cost assistance amount of $1,250 based on Area Median Income and other eligibility criteria. Very low-income customers receive $2,500 based on Area Median Income and other eligibility criteria.
Guild Mortgage is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.