MH Advantage® Program

Live where you want in a customized home with all the features you love

Fannie Mae’s MH Advantage® program creates more affordable and innovative home options for families. With construction, design and energy efficiency standards like driveways, carports and detached
garages, these manufactured homes create the look and feel of a traditional home.

Manufactured Home | Guild Mortgage

They become a seamless part of any single-family neighborhood.


  •  3% minimum down payment
  • Lower mortgage insurance options
  • Credit scores as low 620
  • Land and home prices are bundled in one loan
  • Customizable designs including open floor plans, porches and attached garages
  • Lower interest rates than typical manufactured home options
Wondering how you can afford to buy a home? Try our cash-to-close calculator.

*Conforming and high balance loan amounts (High balance loans capped at 95% LTV) .

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Home Loan Guide

Questions about the home buying process? Our Home Loan Guide has the answers you need to make smart decisions. Learn More

We stand behind our loans

Mary Ann McGarry "We can help you find solutions, with a personal touch.” - CEO, Mary Ann McGarry
  • Real people at your side to make the complex loan process simple
  • Hundreds of products and programs, especially for first-time homebuyers
  • Fast, responsive, in-house loan operations to get you funded on time
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