Guild Mortgage blogs

Do I have to pay mortgage insurance if I put down less than 20%?

By |July 9th, 2025|Categories: Lifestyle, Mortgage 101, Personal finance|Tags: , , , , , , , , |

Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s down payment is less than 20 percent. Some loans don’t [...]

What are the pros and cons of a reverse mortgage?

By |June 18th, 2025|Categories: Personal finance, Products and Programs, Resources|Tags: , , , , , |

What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and up* use equity in their homes—without mandatory monthly mortgage payments**. [...]

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