Guild Mortgage blogs
What are mortgage discount points?
What are mortgage discount points? A guide to saving on your rate If you're looking to buy a home right now, you probably know that even a small change in your mortgage rate [...]
How do I buy an investment property?
How do I buy an investment property? Whether you’re looking to generate passive income or diversify your investment portfolio, an investment home can be a lucrative purchase, albeit one with the higher barrier to entry [...]
What are Non-QM mortgages?
Non-QM loans: a flexible path to homeownership Non-QM mortgages are flexible loan options designed for people who don’t fit the standard income or credit mold–and it may be the key that finally gets you into [...]
How do I price my home for sale?
How do I price my home for sale? If you want to sell your home sooner rather than later, it’s important to price your home effectively. Too high of a price may discourage buyers and [...]
Can energy-efficient homes qualify for special mortgages?
Can energy-efficient homes qualify for special mortgages? In addition to being better for the environment and your wallet, energy-efficient homes can get you unique and cost-effective home loan financing. Whether you’re purchasing a home to [...]
Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s down payment is less than 20 percent. Some loans don’t [...]
What are the financial benefits of energy-efficient homes?
What are the financial benefits of energy-efficient homes? Being a homeowner certainly comes with its own costs, but by investing in sustainability, you can take advantage of lower bills while staying comfortable. Whether you’re searching [...]
How do I buy a second home?
How do I buy a second home? If you want to get a second home, expect the financing to be different from your primary residence. Buying a second home may require you to provide more [...]
What are the pros and cons of a reverse mortgage?
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and up* use equity in their homes—without mandatory monthly mortgage payments**. [...]
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a home with low or zero down payment and not drain [...]