A mortgage loan officer guides you through the entire homebuying process, from loan application and approval to closing and beyond. If you’re considering buying a home, a mortgage loan officer will first educate you on the loan products that best suit your needs. After determining which product fits your situation best, they can guide you through the pre-qualification stage and give you an estimate on how much mortgage you can afford. A loan officer will also help facilitate your loan application by collecting and reviewing the financial documents needed to issue pre-approval letters that show sellers how much financing you qualify for.
Once you find a home and your offer is accepted, they serve as home financing advisors, guiding you through the process and informing your real estate agent on the next steps. They also facilitate the loan closing process, including coordinating with processing, underwriting and funding. During closing, they work closely with other mortgage professionals to ensure the loan closes on time.
At Guild Mortgage, our loan officers are here to serve as your partner throughout the life of your loan. By lending and serving many of the loans that we originate in-house, our loan officers can answer questions and assist you at any stage of your home loan. Whether you are moving into a new home, refinancing, renovating your home or wanting energy-efficient upgrades, our team is here to open the door to possibilities.