Texas veterans home loans

Exclusive loans for Texas veterans and active military

Branch information

Branch hours

Mon-Fri 8:30 am–5:30 pm
Sat-Sun Closed

Texas silhouette

Contact us

Joseph Perez

Joseph Perez

Loan Officer – NMLS #883716 As a U.S. Marine Corps veteran and an active member of the Air Force Reserve, I am proud to have served my country in a forward deployment. I believe in the American Dream and strive to help others accomplish that goal by guiding them through the journey of homeownership.

Apply now

Jack Shull

Branch Manager – NMLS #374683 President's Club BadgeI come from a long line of those who have served in the military or dedicated their lives to helping the military. My Great-aunt twice removed, Clara Barton, started the American Red Cross and, prior to that, was a Union nurse. My Great-uncle thrice removed, David Rice Atchinson, was a Civil War General and served as President for one day. He is known as the “24-hour President”, having been sworn in on March 4th, 1849 – the day after Polk resigned and one day before Taylor took office. Especially meaningful to me is my dad, a highly decorated Air Force Major who earned a Bronze Star in the Vietnam conflict.

Apply now

VA loan features

  • 100% financing
  • Financing available on manufactured homes
  • Close with agriculture exemptions
  • No mortgage insurance needed
  • Extra payments with no pre-payment penalty
  • Available despite bankruptcy or foreclosure

Apply now

Exclusive loans for Texas veterans and active military

Available to veterans living in Texas, the Texas Veteran Land Board or “Texas Vet Loans” offers special home loan rates that get updated on a weekly basis. Our loan officers can access the most recent information and will guide you through the application.
  • 15- and 30-year fixed-rate Texas VA loans are available
  • No down payment required
  • Loan up to $453,100

Additional benefits for disabled veterans

Disabled veterans and unmarried surviving spouses frequently qualify for an interest rate discount of 50 basis points (or half of one percent) on a Texas Vet Land Board mortgage.

Other Veteran Administration loan products

  • VA standard fixed-rate purchase, limited and cash-out refinance — Credit scores as low as 580
  • VA IRRL refinance — Credit scores as low as 600
  • VA high-balance — Credit scores as low as 620

Testimonials

“Great service, excellent choice for veterans!” – Wanda B.“Jack was very informative and even being out of town, we still stayed on schedule. We were able to close earlier than scheduled.” – Nataly L.”Wow! Great people and a great experience. Jack and his team answered all of our questions and kept us updated every step of the way. They truly made the process easy. Highly recommended!” – Patrick B.
Jack and his team were excellent to work with. There was never any hesitation from anyone to speak over the phone and handle any requests or questions that we had. I feared that the home buying process would be pretty difficult and tedious, but Jack and his team made everything so easy that it seemed like a dream!” – Ricardo L.“Everyone at Guild Mortgage made this process so easy! They called me weekly to let me know any updates and ask if I had any questions. We will definitely be using them again if we buy another home.” – Trisha A.