Pink piggy bank

Being Budget Friendly

Setting up a budget is a great way to understand your expenses and decide whether you’re ready to buy a home. Starting to set up a budget may seem difficult. We’ve developed some quick steps to help. First, gather several months of pay stubs and receipts. Second, determine a time frame. For example, does it work better for you weekly, bi-weekly or monthly? Then, you can decide how to track your budget, which categories to include and what amounts to allocate to each category. We encourage you to track your income and revisit your budget often.

By |Published On: February 27th, 2017|Categories: Lifestyle|

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About the Author: Guild Mortgage

Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Company is a nationally recognized independent mortgage lender providing residential mortgage products and local in-house origination and servicing. Guild’s collaborative culture and commitment to diversity and inclusion enable it to deliver a personalized experience for each customer. With more than 4,000 employees and over 250 retail branches, Guild has relationships with credit unions, community banks, and other financial institutions and services loans in 49 states and the District of Columbia. Guild’s highly trained loan professionals are experienced in government-sponsored programs such as FHA, VA, USDA, down payment assistance programs and other specialized loan programs. Guild Mortgage Company is a wholly owned subsidiary of Guild Holdings Company, whose shares of Class A common stock trade on the New York Stock Exchange under the symbol GHLD.