Guild Mortgage blogs
Top 5 essential questions to ask about HOA fees before buying a home
Top 5 essential questions to ask about HOA fees before buying a home In the United States, over half of homeowners live in communities with a homeowner association (HOA). So, if you’re looking to buy [...]
What’s a mortgage loan officer?
What’s a mortgage loan officer? Mortgage loan officers in real estate guide homebuyers through the home financing process and match you with the best home loan solution. They’re also sometimes called home loan advisors, mortgage [...]
How to winterize a sprinkler system and your home’s water pipes
How to winterize a sprinkler system and your home’s water pipes Learning how to winterize a sprinkler system and your home’s water pipes is essential if you live in an area where the temperature drops [...]
How do I get a VA loan?
How do I get a VA loan? VA loans benefit military veterans, service members, and eligible surviving spouses. These loans provide financing with no down payment options, higher debt-to-income ratios and lower interest rates than [...]
How to improve your home’s energy efficiency
How to improve your home’s energy efficiency According to the U.S. Department of Energy, up to 20% of what the average American spends yearly on electricity could be going to waste. Drafts, air leaks and [...]
Fall home maintenance checklist and tips: 8 important chores to tackle
Fall home maintenance checklist and tips: 8 important chores to tackle As leaves change color and days get colder, it can only mean one thing. Fall has arrived. For homeowners, the arrival of the new [...]
How much mortgage can I afford? Let a loan officer help
How much mortgage can I afford? Let a loan officer help. When determining how much mortgage you can afford, you may choose to aim for the 28/36 rule. This common rule of thumb recommends spending [...]
Local mortgage lenders: It’s the personal touch that matters
Local mortgage lenders: It’s the personal touch that matters Should you use a local, national or online mortgage lender when buying a home? Local mortgage lenders offer a personal touch, so you can sit down [...]
Rent-to-own homes: The pros and cons
Rent-to-own homes: The pros and cons Signing a rent-to-own home contract includes either an option or a requirement to buy, usually within three years. Typically, you’ll pay above fair market rent so that an extra [...]
How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties
How to make an offer on a home: The ins and out of earnest money deposits, common contingencies and pending properties While your real estate agent will assist you in crafting an offer and contract [...]